BHIM ESAF UPI 3.0.0

You can now transfer money securely and conveniently without divulging your bank details by using your BHIM ESAF UPI ID and PIN.

BHIM ESAF UPI is an initiative aimed at facilitating rapid, secure, and dependable cashless payments via your mobile device. This application is compatible with other Unified Payment Interface (UPI) platforms and bank accounts, allowing for instantaneous online money transfers. Users can seamlessly link accounts from various banks, conduct payments, retrieve funds, view balances, generate QR codes, among other functions.

UPI Payments assure security and simplicity, requiring only a UPI PIN and UPI ID for transactions.

UPI ID/VPA serves as a distinctive identifier for conducting UPI payments instead of divulging bank account specifics.

Similar to a debit card PIN number, UPI PIN is a 4 or 6 digit code established by the user during UPI ID creation. This PIN is essential for all UPI transactions. Remember to safeguard your PIN and avoid sharing it with others.

The application encompasses various features:

• Send and Collect money
• Operational 24X7, even on bank holidays
• User profile registration
• Integration of accounts from any bank
• Creation of Virtual Payment addresses
• Generation of UPI PINs for all linked accounts
• Approval of Collect requests
• QR Code-enabled Scan and Pay feature
• QR code generation for receiving payments
• Share or download QR codes within the app
• Access transaction history
• Raise and address queries
• Instant help through online FAQs